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Also check whether the device meets requirements; compatibility can vary by provider/version Second verification point: attempt the utkarsh small finance same load on Wi‑Fi versus mobile data

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A valid login requires accepting the OTP and completing any security checks shown on screen

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Note whether the login UI freezes immediately on the login button, shows a short error toast, or loops on a loading spinner Verification point one: confirm internet stability by toggling Wi utkarsh small finance ‑Fi/mobile data and reloading the deposit page—do not assume connectivity is the cause if the deposit status remains pending If login fails, the correct recovery path is usually located in the login screen via a “Forgot” or “Resend OTP” utkarsh small finance link (exact wording depends on provider/version)
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